Important information

It is important that you read this page. The use of www.firstsentierinvestors.com.au (this “Website”) is subject to the following terms and conditions (the “Terms”). After you have read and understood these Terms, you may click “I Agree” to confirm that you agree to the Terms which create a binding legal agreement between us. If you do not agree to these Terms, please refrain from using this Website.

General terms and conditions:

All users of services accessible through this site agree to the terms and conditions set out below.

General

Information on this site is provided by First Sentier Investors, a global asset management business. First Sentier Investors is ultimately owned by Mitsubishi UFJ Financial Group, Inc MUFG.

First Sentier Investors provides services through the following entities:

 

• Colonial First State Asset Management (Australia) Limited (CFSAMAL), Australian Financial Services Licence Number (AFSL): 289017

• Colonial First State Managed Infrastructure Limited (CFSMIL), Australian Financial Services Licence Number (AFSL): 240550

• Realindex Investments Pty Limited (Realindex) – Australian Financial Services Licence 335381

Group is a reference to Mitsubishi UFJ Financial Group (MUFG) group of companies.

Information provided on, and available from, this site does not constitute financial or taxation advice. This website provides general advice only. It is not intended to provide you with financial product advice and does not take into account your objectives, financial situation or needs. Before making any investment decision, you should consider, with your financial adviser, whether this information is appropriate in light of your investment needs, objectives and financial situation.

All currency references are references to Australian dollars (unless otherwise specified).

Unless otherwise specifically stated, the material on this site is for information purposes only and nothing on this site currently:

• constitutes an offer of a Financial Product (as defined in the Australian Corporations Act 2001) or an offer generally;

• constitutes an invitation to subscribe for a Financial Product, or

• amounts to a solicitation for any business either in Australia or in any place other than Australia.

First State Investments (Hong Kong) Limited (FSI HK) is exempt from the need to hold an Australian financial services licence under the Corporations Act 2001 (Cth) and is regulated by the Securities and Futures Commission of Hong Kong under Hong Kong laws, which differ from Australian laws.

Accuracy of information and limitation of liability

First Sentier Investors, the MUFG Group or any of its subsidiaries do not warrant the accuracy, completeness or currency of information that is made available through this site. First Sentier Investors, the MUFG Group or any of its subsidiaries will not be liable for or in connection with any loss or damage arising from any inaccuracies, errors or omissions in information made available through this site. However, First Sentier Investors will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.

The investment risk

Investments in the products contained on this website are not investments, deposits or liabilities of the MUFG Group and are subject to investment and other risks. First Sentier Investors and the MUFG Group do not guarantee the repayment of capital or the performance of any of the funds or any particular rate of return from the fund, or any taxation consequences of, any investment in a fund which is made under the information available from this site.

Copyright

First Sentier Investors and related logos are trademarks registered in Australia. Unless otherwise stated, CFSGAM Services Pty Ltd, which forms part of First Sentier Investors, is the owner or the licensee of all intellectual property rights in and to this Website, its content and the information, imagery and data published on it including but not limited to copyright and trade mark rights (whether registered or unregistered). Those works are protected by copyright laws and treaties around the world. All such rights, save as expressly granted, are reserved. In Australia, ‘Colonial’, ‘Colonial First State’, ‘CFS’ and ‘First State Global Asset Management’ are trade marks of Colonial Holding Company Limited and ‘Colonial First State Investments’ is a trade mark of Commonwealth Bank of Australia (the Bank) and all of these trade marks are used by First Sentier Investors under licence.

Copyright in the information provided on, and available from this site is owned by CFSGAM Services Pty Ltd. You may not alter or modify this information in any way. This information may be viewed on-line and may be reproduced in hard copy only for your personal reference. You may only use the trademarks and copyright material at this site with CFSGAM Services Pty Ltd 's express permission and in accordance with CFSGAM Services Pty Ltd's directions from time to time. The use of, and creation of links to, this site are at the risk of the user and are subject to CFSGAM Services Pty Ltd.'s rights and the user's general legal obligations. CFSGAM Services Pty Ltd makes no warranty and accepts no liability in relation to use of the trademarks outside Australia. For further information about creating links to this site and about using the First Sentier Investor’s material, see our guidelines below or please contact your local office from the Contact us page on this website.

Guidelines

If you wish to create a link from your site to this site, in addition to the general terms and conditions you have read and agreed to above, you acknowledge the following.

• You may link your site only to the home page of this site.

• You must display the First Sentier Investors URL and icon clearly and prominently, without in any way damaging the reputation of the Group, First Sentier Investors or goods and services the Group provides, or suggest any association between the Group or First Sentier Investors and other persons, organisations, goods and services, unless approved by CFSGAM Services Pty Ltd.

• If CFSGAM Services Pty Ltd allows you to use its copyright material you may use it only in accordance with its directions from time to time, using only material supplied or approved by it, without any alteration and incorporating notices indicating CFSGAM Services Pty Ltd ownership of copyright material.

• CFSGAM Services Pty Ltd may take legal action in respect of any use of the its name or copyright material, without the its permission, other than in accordance with the its directions or in breach of the Group's rights or your general legal obligations.

Privacy

At First Sentier Investors, the privacy of your personal information is important to us. Any personal information collected from this site will be handled in accordance with our Privacy Policy. Our Privacy Policy details how we comply with the requirements of the Privacy Act in the handling of your personal information.

Whistleblower statement

First Sentier Investors is committed to maintaining high standards of corporate governance, ethics and behaviour in all of its activities, as part of which First Sentier Investors requires that its employees display the highest levels of professionalism in all aspects of their work to facilitate compliance with its code of conduct and all applicable laws.

First Sentier Investors is also committed to providing a culture where all staff are encouraged to raise concerns about unacceptable practice and misconduct. This extends to others with a connection to First Sentier Investors such as directors, contractors, consultants, suppliers and service providers or a relative or dependent of these individuals or their spouse.

Individuals as noted above with information in relation to serious wrongdoing (including unethical, illegal, corrupt or other inappropriate conduct) are encouraged to contact the First Sentier Investors Whistleblowing Protection Officer via:

• The First Sentier Investors EthicsPoint website click here.

The global direct access telephone hotline on +1-844-319-1607, or a local toll free number in the following locations:

• Australia: 1-800-515-184

• Hong Kong: 800-93-3975

• United Kingdom: 0808-234-5817

• United States: (844) 319-1607

• Singapore: (StarHub) 800-001-0001 OR (SingTel) 800-011-1111 then 844-319-1607

By clicking “I Agree” you:

(1) represent, warrant and undertake to us that you are (1) an individual investor and (2) you will only access the information on this Website for personal use only in accordance with these terms and conditions.

(2) confirm that you have read and understood the Terms and agree to abide by them on every occasion that you access this Website; and

(3) confirm that you are accessing this Website in compliance with the laws and regulations of Australia.